PIO TV updates its overseas Indian viewers on business and financial matters. We are starting a series of features in collaboration with Kotak Mahindra Bank NRI Services, a premiere Indian banking institution that has come to specialize in catering to the interest of NRI and PIO investors. On the occasion of the 11th Pravasi Bharatiya Diwas (PBD) in Kochi, Kerala, PIO TV spoke with Deepak Sharma, Executive Vice President of Kotak Mahindra Bank NRI Services on what`s in store for overseas Indians in 2013. In an in-depth interview, the top Kotak Mahindra Bank executive explains who should invest and how. Investment in India is lucrative with a generous return on investment in an otherwise fragile and slow global financial market.Overseas Indians have created history for the third year in a row making India the single largest recipient of remittances and investment from its Diaspora. Deepak explains why that`s the case. He also talks about the various products and services Kotak Mahindra Bank NRI Services has to offer.More than 4 million overseas Indians, mostly NRIs, reside in the Gulf countries. A significant percentage of them hail from the State of Kerala. Kotak Mahindra Bank NRI Services has some specific options for them.